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• August 2019 News from MOAA National
  (8/8/2019)
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  (1/6/2019)
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  (11/1/2018)
• October 2018 News From MOAA National
  (10/4/2018)
• September News From MOAA National
  (9/6/2018)
• MOAA National Award Cash Bonus to the Chapter
  (9/6/2018)
• August 2018 News from MOAA National
  (8/2/2018)
• Chapter Wins Another 5-Star Level of Excellence Award from MOAA National
  (8/1/2018)
• July 2018 News From MOAA National
  (7/6/2018)
• SOUTH CENTRAL FLORIDA CHAPTER WINS MOAA GRANT OF $5K, DONATES FUNDS TO THE COUNTY VETERANS COUNCIL
  (6/21/2018)
• MOAA "Storms the Hill"
  (4/20/2018)
• Chapter Wins 5-Star Communications Awards
  (4/20/2018)
• April 2018 News From MOAA National
  (3/20/2018)
• March 2018 News From MOAA National
  (2/28/2018)
• February 2018 News From MOAA
  (1/22/2018)
• January 2018 News From MOAA National
  (12/22/2017)
• December 2017 News From MOAA National
  (11/23/2017)
• November 17 News From MOAA National
  (10/26/2017)
• SOUTH CENTRAL FLORIDA CHAPTER WINS MOAA GRANT AND DONATES FUNDS TO THE COUNTY VETERANS COUNCIL
  (10/2/2017)
• October News from MOAA National
  (9/26/2017)
• Chapter Wins 5-Star Level of Excellence Award from MOAA National
  (8/1/2017)
• News From MOAA National for July 2017
  (7/21/2017)
• June 2017 News from MOAA
  (6/22/2017)
• MOAA Awards Ceremonies for JROTC Cadets
  (5/12/2017)
• May News from MOAA
  (5/3/2017)
• Chapter Wins MOAA Communications Awards
  (5/2/2017)
• March News From MOAA
  (3/15/2017)
• Restaurants for upcoming dinner/socials
  (2/18/2017)
• February News from MOAA
  (2/1/2017)
• New Chapter Personal Affairs Director
  (1/21/2017)
• January News From MOAA National
  (1/1/2017)
• Salvation Army Toy Drive Completed
  (12/14/2016)
• Chapter Participates in Veterans Day Parade
  (11/18/2016)
• Chapter Awarded MOAA National 5-Star Level of Excellence Rating
  (8/2/2016)
• Membership Meeting Venue and Date Change
  (6/13/2016)
• JROTC award winner pictures
  (5/8/2016)

FCOC Current Newsletter

Aug 2019 Communiqué

Read →

8/8/2019  August 2019 News from MOAA National

7/6/2019  July 2019 News from MOAA National

6/6/2019  June 2019 News from MOAA National

5/2/2019  May 2019 News From MOAA National

4/5/2019  April 2019 News from MOAA National

3/7/2019  March 2019 News From MOAA National

1/6/2019  January 2019 News From MOAA National

12/6/2018  December News From MOAA National

11/1/2018  November 2018 News From MOAA National

10/4/2018  October 2018 News From MOAA National

9/6/2018  September News From MOAA National

9/6/2018  MOAA National Award Cash Bonus to the Chapter

8/2/2018  August 2018 News from MOAA National

8/1/2018  Chapter Wins Another 5-Star Level of Excellence Award from MOAA National

7/6/2018  July 2018 News From MOAA National

6/21/2018  SOUTH CENTRAL FLORIDA CHAPTER WINS MOAA GRANT OF $5K, DONATES FUNDS TO THE COUNTY VETERANS COUNCIL

4/20/2018  MOAA "Storms the Hill"

4/20/2018  Chapter Wins 5-Star Communications Awards

3/20/2018  April 2018 News From MOAA National

2/28/2018  March 2018 News From MOAA National

1/22/2018  February 2018 News From MOAA

12/22/2017  January 2018 News From MOAA National

11/23/2017  December 2017 News From MOAA National

10/26/2017  November 17 News From MOAA National

10/2/2017  SOUTH CENTRAL FLORIDA CHAPTER WINS MOAA GRANT AND DONATES FUNDS TO THE COUNTY VETERANS COUNCIL

9/26/2017  October News from MOAA National

8/1/2017  Chapter Wins 5-Star Level of Excellence Award from MOAA National

7/21/2017  News From MOAA National for July 2017

6/22/2017  June 2017 News from MOAA

5/12/2017  MOAA Awards Ceremonies for JROTC Cadets

5/3/2017  May News from MOAA

5/2/2017  Chapter Wins MOAA Communications Awards

3/15/2017  March News From MOAA

2/18/2017  Restaurants for upcoming dinner/socials

2/1/2017  February News from MOAA

1/21/2017  New Chapter Personal Affairs Director

1/1/2017  January News From MOAA National

12/14/2016  Salvation Army Toy Drive Completed

11/18/2016  Chapter Participates in Veterans Day Parade

8/2/2016  Chapter Awarded MOAA National 5-Star Level of Excellence Rating

6/13/2016  Membership Meeting Venue and Date Change

5/8/2016  JROTC award winner pictures
Chapter Newsletters

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August 2019 News from MOAA National

8/8/2019

Lump-Sum Strategies: What to Do With That Extra Money

By: Lt. Col Shane Ostrom, USAF (Ret), CFP®; Program Director, Finance and Benefits Information

 

You get a retention bonus. You sell a house. You receive an inheritance. You receive life insurance proceeds. You sell a business. What do you do with the extra cash?

First, define and evaluate your objectives for all your household income. The objectives determine your priorities, savings strategies, and the saving/investing vehicle.

You may notice that your emergency savings objective is running low. This objective requires a safe, stable, and liquid strategy. Your vehicles are checking, savings, CDs, money markets.

Maybe you have 2-year-old Joey’s college to consider. The strategy may be growth in the early years flexing toward preservation of value as Joey nears college. This would require a higher stock portfolio in the early years and less in the later.

Savings are about stability and liquidity, not growth. You may think there is growth because you earn an interest rate, but interest rates will not offset the impacts of taxes and inflation over time; you lose money – purchasing power – over the long haul. Savings are great for short periods, but not for long ones.

 

Investments are about growth. Investments buy into markets: Stocks, housing, commodities, currencies, etc. Markets are naturally volatile in short periods. However, over long periods, markets tend to provide growth rates that offset taxes and inflation. Investing for short periods is gambling: That’s not a market problem, it’s a strategy problem. So investments are bad for short periods, good for long ones.

 

VA Will Begin Deciding Blue Water Navy Benefit Claims on Jan. 1

By: Kevin Lilley

Senior Digital Content Manager

 

The VA will begin deciding Agent Orange exposure claims of Blue Water Navy veterans on Jan. 1, 2020, under the terms of MOAA-backed legislation signed by President Donald Trump on June 25.

The move complies with the Blue Water Navy Vietnam Veterans Act of 2019, which outlines eligibility rules for the benefit and includes Jan. 1 as an effective date for the mandatory changes. VA has put the number of potential recipients as high as 560,000 Vietnam-era veterans, but other estimates put the figure at 90,000.

Veterans whose previous claims for Agent Orange-related conditions were denied may reapply under the new law, the release states. Survivors of veterans who served off Vietnam’s coast may also apply for benefits. Veterans with life-threatening illnesses or those over age 85 will have claims priority, though no cases will be decided before Jan. 1, per the release.

More information on filing an Agent Orange exposure claim is available the Agent Orange section on the VA website, or by calling the VA at (800) 827-1000.

MOAA Caribbean Cruise

 

The Maryland Council of Chapters is sponsoring through MOAA Vacations a 12-night cruise out of the Port of Baltimore departing Jan. 11, 2020. Royal Caribbean's Grandeur of the Seas will sail from the Port of Baltimore to the Southern Caribbean, with port calls at St. Croix (U.S. Virgin Islands), St. Maarten (Netherlands), St. Lucia, Barbados, and St. Kitts/Nevis.

Planned events on board (at no additional cost to members) will include a welcome reception, a cocktail party, optional daily programs at sea, a film night (where we'll be selecting the film), military stories (told by members of the group), a number of competitions, and other activities and tours.

Rates start as low as $899 per person (double occupancy, inside stateroom) and $1,079 per person (double occupancy, ocean view). MOAA Vacations has a limited number of rooms available at these rates. To book your room, call (800) 211-5107 or go to the MOAA Vacations website. You can also reach MOAA Vacations via email at mail@MOAAvac.com.

MOAA Vacations trips and cruises generate income for your chapter. For this cruise, each cabin reservation will earn $50 paid directly to your chapter. MOAA members can bring along family and friends, which also generates the $50 chapter commission.